Latest Rates

Current Interest Rate 3.64% pa

Comparison Rate 3.65% pa

On a $350,000 mortgage, with a standard rate of 4.4%pa, you will save over… $55,000 over the life of the loan!

It’s time to start doing what’s right for you, and not the banks!

 

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Important information

Credit criteria, fees and charges, terms & conditions apply.

^ Excludes Business Umbrella, Super Fund, BSA 904 loans, Executive Housing Loans, No Deposit LEF. Excludes Portfolio Loans or investment loan applications where the principal property securing the loan will be used to derive rental income or where the loan application purpose is to invest in real estate or to construct or make improvements to an investment property.

# Excludes loan applications for owner occupier purposes (where the owner owns the property in which they live or intend to live in).

* The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

** Advantage Package Terms and Conditions apply and are available at banksa.com.au. Annual fee, currently $395, applies.  

1. Based on BankSA’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Rate includes 0.99% p.a. discount applied to our Owner Occupier Basic Home Loan offer for the life of the loan. This offer may be withdrawn at any time. This offer is only available for new Basic Home Loan applications received from 1 December 2017. Interest rates subject to change (and margins may apply). Refer to banksa.com.au/personal/home-loans. Call us on 13 13 76 for more information on current offers available. Excludes internal refinances and switches within St.George, Bank of Melbourne and BankSA.

2. Based on BankSA’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Rate includes 1.01% p.a. discount applied to our Residential Investment Basic Home Loan offer for the life of the loan. This offer may be withdrawn at any time. This offer is only available for new Basic Home Loan applications received from 30 August 2017. Interest rates subject to change (and margins may apply). Refer to banksa.com.au/personal/home-loans. Call us on 13 13 76 for more information on current offers available. Excludes internal refinances and switches within St.George, Bank of Melbourne and BankSA.

3. Based on BankSA’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Rate includes 0.85% p.a. discount applied to our Residential Investment Interest Only Basic Home Loan offer for the life of the loan. This offer may be withdrawn at any time. This offer is only available for new Basic Home Loan applications received from 30 August 2017. Interest rates subject to change (and margins may apply). Refer to banksa.com.au/personal/home-loans. Call us on 13 13 76 for more information on current offers available. Excludes internal refinances and switches within St.George, Bank of Melbourne and BankSA.

4. New home loan applications received on or before Thursday 31 May 2018 and settle on or before Tuesday 31 July 2018, however this offer may be extended at any time. Excludes refinances from Westpac, St.George, BankSA, RAMS and Bank of Melbourne and refinances into Owner-Occupied Interest Only loans and Portfolio Loans. Only one cashback will be paid per main applicant. Multiple applications submitted by the same main applicant are not eligible. Not available in conjunction with any other special offers. Applicants must have a BankSA transaction account linked to the home loan at the time of settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The account must be kept open for at least 60 days after settlement and the cashback will be paid into this account during this period. There may be tax consequences arising from this promotion for our business customers and rental property investors. This is not taxation advice and customers should seek independent advice on any taxation matters.

The information on our website is prepared without knowing your customers personal financial circumstances. Before you act on this, please consider if it’s right for your customer. If you need help, call 1300 137 532.

Conditions, fees and credit criteria apply. Before making a decision, it’s best to read the terms and conditions:


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