Your super, your control.
Done properly.
An SMSF gives you genuine flexibility over your retirement savings. But the rules are strict, and the consequences of getting it wrong are serious. Our Adelaide SMSF accountants make sure you stay compliant — and make the most of every dollar.
SMSF compliance without the headache
SMSFs are one of the most powerful retirement strategies available in Australia — but they come with real responsibilities. As the trustee, you're personally liable for compliance. One wrong investment, one missed audit, one overlooked lodgement, and you're facing ATO penalties.
We handle the compliance so you can focus on the strategy. Our team manages your annual return, independent audit, investment strategy documentation and ATO correspondence — end to end.
And because we're not just SMSF specialists — we're also accountants, financial advisers and mortgage brokers — we can coordinate your super with your tax position, your business and your property plans. That's advice most SMSF-only firms can't offer.
- SMSF establishment and trustee structure setup
- Annual SMSF tax returns, lodged on time
- Independent SMSF auditing by approved auditors
- Investment strategy documentation and review
- Property investment through SMSF (LRBAs)
- Pension phase, transition to retirement and wind-up
"We'd been with another firm for years but always felt like we didn't really understand what was happening. Nationwide explained everything clearly and we now feel genuinely in control of our SMSF."
Common questions
Is an SMSF right for me?
An SMSF suits people who want real control over their super and have enough balance to make it cost-effective — typically $200,000 or more. Beyond the dollar amount, you also need to be engaged enough to take the trustee responsibilities seriously. We'll help you honestly assess whether it makes sense for your situation before you commit to anything.
What are the ongoing compliance requirements?
SMSFs must lodge an annual return, have their accounts independently audited, and stick to ATO investment rules. The penalties for getting it wrong are significant. We manage all of this on your behalf — you stay in control of your investments, we handle the compliance.
Can I buy property through my SMSF?
Yes — SMSFs can invest in residential and commercial property, and can borrow to do so through a limited recourse borrowing arrangement (LRBA). There are strict rules around this, especially for related-party transactions. We guide you through the whole process so nothing is missed.
How is Nationwide different for SMSF?
Because we're also accountants and licensed financial advisers, we see your SMSF in context — not in isolation. We can coordinate your super strategy with your tax planning, your business structure, and your borrowing, which most SMSF-only specialists can't do.
Speak with an SMSF specialist in Adelaide
Whether you're thinking about setting up a fund or unhappy with your current provider — let's have an honest conversation first.
No obligation. No hard sell. Just clear advice.